BTL 733 - Digital Arrest

 

The Banking Tutor’s Lessons

BTL 733                                                                          12-12-2024

Digital Arrest

 

A recent scam has emerged, resulting in significant financial losses for individuals and businesses, amounting to crores of rupees, under the guise of “digital arrest.”

 

In digital arrest scam, fraudsters impersonate law enforcement officials to deceive their victims.

 

A digital arrest scam is an online scam that defrauds victims of their hard-earned money. The scammers intimidate the victims and falsely accuse them of illegal activities. They later demand money and puts them under pressure for making the payment.

 

In digital arrest scam, perpetrators pose as law enforcement officials, such as CBI agents, income tax officers, or customs agents, and initiate contact with victims via phone calls. Subsequently, they request that the victims switch to video communication through platforms like WhatsApp and Skype. The scammers then threaten the victims with a digital arrest warrant, citing various reasons such as financial misconduct, tax evasion, or other legal violations. In certain instances, these fraudsters create a police station-like set-up to further convince victims that the call is legitimate.

Under the guise of “clearing their name”, “assisting with the investigation”, or “refundable security deposit/escrow account”, individuals are coerced into transferring large sums of money to specified bank accounts or UPI IDs. Once the victims comply and make the payment, the scammers vanish, leaving the victims to face financial loss and potential identity theft.

 

The most important way to protect yourself from getting scammed is to be aware. Always stay vigilant against such crimes. Here are some tips to save you from digital arrest scam:

 

Be suspicious of calls from fake officials claiming that you are in trouble. It is always important to remember that real law enforcement agency officials will never ask for payment or banking details.

 

Do not give in to the “pressure tactics” deployed by cyber criminals, who seek quick action by creating “a sense of urgency”.

 

If you are suspicious about the call, verify their identity by directly contacting the relevant agency they are referring to. Try to be calm and do not panic.

 

Avoid sharing personal information and never disclose sensitive personal or financial details over the phone or video calls, especially to unknown numbers.

 

Remember, government agencies do not use platforms like WhatsApp or Skype for official communication.

If you think you are being scammed, never forget to report the incident to the local police or cyber crime authorities.

 

CERT-In’s advisory to the public said staying “vigilant and informed” is crucial to protect oneself from this “emerging cyber threat”.

 

If you are a victim of digital arrest scam, the first step is to immediately report your bank and freeze your account.

 

File a complaint with the National Cyber Crime Reporting Portal (cybercrime.gov.in).

 

Always keep whatever evidence you have — call details, transaction details, messages, etc.

 

Seek help from a lawyer if needed.

Sekhar Pariti

+91 9440641014