BTL 801 - JanSamarth Portal

 

The Banking Tutor’s Lessons

BTL 801                                                                   06-07-2025

JanSamarth Portal

The JanSamarth portal is managed by Online PSB Loans Limited, a company incorporated under the Companies Act, 2013. It was developed, operated, and is maintained by this company, according to JanSamarth's privacy policy. 

The portal is a digital platform linking various credit-linked government schemes. 

The phrase Jan Samarth can be loosely interpreted as “people’s empowerment” or “public strength”.

JanSamarth is a first-of-its-kind online platform for directly connecting lenders with beneficiaries. 

Citizens can avail loans under 13 Central government schemes under 4 loan categories. 

The one-stop portal allows citizens to check eligibility, apply online and get digital approval. 

The core objective of JanSamarth Portal is to promote inclusive growth and development of various sectors by guiding and providing them the right type of Government benefits through simple and easy digital processes. 

The portal ensures end-to-end coverage of all the processes and activities of all the linked schemes. 

Availing Credit 

The JanSamarth portal enables citizens to explore and avail credit under various Central Government schemes. The four loan categories currently available on the portal include – Education ; Agri Infrastructure ; Business Activity and Livelihood. 

Easy Process 

The JanSamarthPortal uses cutting-edge technologies and smart analytics to provide intuitive guidance to citizens for checking subsidy eligibility and auto recommendation system offers best suitable schemes as per citizen's requirements and credentials. 

Advanced technologies automate the entire lending processes based on digital verifications making the entire process simple, speedy and hassle-free. 

Sekhar Pariti

+91 9440641014