BTL 809 - CIMS Portal

 

The Banking Tutor’s Lessons

BTL 809                                                                   30-07-2025

CIMS Portal 

CIMS Portal stands for Centralised Information Management System (CIMS) of the Reserve Bank of India (RBI) 

This portal is designed to collect and manage regulatory data from banks, Non-Banking Financial Companies (NBFCs), and other regulated entities (REs) in India. 

This portal serves as the official reporting platform for REs to submit details about their Digital Lending Apps (DLAs). 

It collects standardized information about DLAs operating in the Indian financial system. 

It acts as the central database for a public directory of legitimate lending apps published by the RBI. 

This portal utilizes advanced technology like data mining, text mining, and visual analytics to handle large datasets and facilitate in-depth analysis. 

Benefits of CIMS Portal 

Enhances the efficiency and effectiveness of RBI's regulatory reporting system.  

Combats fraud in the digital lending space. 

Protects borrowers by ensuring legitimate app operations and requiring clearer disclosures. 

Streamlines compliance processes for regulated entities. 

Enables RBI to monitor the financial system more effectively and respond quickly to emerging risks. 

Access: Regulated entities can access the RBI CIMS portal at https://cims.rbi.org.in. 

Sekhar Pariti

+91 9440641014